Finances and Insurance

We encourage you to consider how you will finance your stay in Norway well in advance. In general, the University of Bergen offers no scholarships or financial support to students at undergraduate and postgraduate levels. It is also important to keep in mind that you will need to be insured while in Norway.

Semester Fee

Semester Fee to SiB

The only fee to be paid at the University of Bergen is the semester fee to the Student Welfare Organisation (SiB), currently NOK 480. Students on exchange programmes do not have to pay the semester fee. 

See our web site about the semester fee for more information.

No Tuition Fees

The University of Bergen is a public institution and therefore does not charge tuition fees. This applies both to Norwegian and international students.

Cost of Living

Foreigners find Norway in general quite expensive. Rent at student hostels is relatively reasonable compared to many private alternatives. Travel is also comparatively reasonably priced for students.

In spite of the general high cost of living, you can manage fairly well on a tight student budget. The average university student's budget is approximately NOK 9785 per month (2014). This amount should cover most monthly expenses such as housing, food, clothing, study materials, books, transport and social activities.


Here are a few examples of Norwegian prices:

  • One months rent at Fantoft Student Hostel for one small single room: approx. NOK 3000 (including electricity)
  • Student bus card (one month): NOK 415
  • Textbooks (one semester): approx. NOK 1600-3500
  • Dinner at the student cafeteria: approx. NOK 55-100
  • Dinner at an inexpensive restaurant: approx. NOK 100-130
  • Cinema ticket: approx. NOK 110
  • Semester fee: NOK 480
  • Student membership at SiB training (one semester): NOK 990


Currency converter


Bank opening hours are limited and most Norwegians prefer to use internet banking. Cash cards, debit and/or credit cards are accepted practically everywhere and most of the time preferred to cash.

Norway is well equipped with ATMs where international credit or debit cards such as VISA, MasterCard and others may be used to withdraw or advance money from your home bank account. Banking services, including exchange of foreign currency, are also offered by Norwegian post offices.

If you need to open a Norwegian bank account while in Norway, you will receive detailed information about the procedures during the Introductory Programme.


Health Insurance

All international students must have valid health insurance while in Norway. To find out if you should become a member of the Norwegian National Insurance Scheme or if you should have a social security coverage from your home country, please visit the website Study in Norway.

We advise all students travelling to Norway to consult health insurance authorities in their home country to ensure valid health insurance while in Norway.

Health Insurance for Students from EU/EEA/EFTA Countries

If you are a student from an EU/EEA/EFTA country, you are required to have health insurance and be able to document this when you come to Norway and visit the local police.

We recommend that you bring the European Health Insurance Card which you can apply for through the local health authorities in your home country. If you are not entitled to a European Health Insurance Card from your home country, you must have other health insurance to cover any medical expenses you might incur in Norway.

Other Types of Insurance

You should also consider if you will need other types of insurance, like travel insurance.